Bank Account Closure Letter — Application to Bank Manager
Closing a savings account usually needs a written application to the branch manager. Here's the standard format. Fill in your details by hand, especially your account number.
Ready-to-copy samples
Replace the parts in [square brackets] with your own details.
Savings account closure with balance transfer
To, The Branch Manager, [Bank Name], [Branch Name, City] Date: [Date] Subject: Request to close savings account no. [Account Number] Respected Sir/Madam, I, [Your Name], hold a savings account (No. [Account Number]) with your branch. I wish to close this account as [reason, e.g. I am relocating to another city]. Kindly close the account and transfer the remaining balance to my account no. [Other Account Number] with [Bank Name], IFSC [IFSC Code]. I am returning the unused cheque leaves and my debit card along with this letter. Thanking you. Yours faithfully, [Your Name] [Mobile Number] [Signature]
Account closure (joint account)
To, The Branch Manager, [Bank Name], [Branch Name, City] Date: [Date] Subject: Request to close joint savings account no. [Account Number] Respected Sir/Madam, We, [First Holder's Name] and [Second Holder's Name], are joint holders of savings account no. [Account Number] with your branch. We request you to close this account and pay the remaining balance by [demand draft / transfer to account no. [Account Number], IFSC [IFSC Code]]. We are submitting the unused cheque leaves and debit cards with this application. Thanking you. Yours faithfully, [First Holder's Name and Signature] [Second Holder's Name and Signature]
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Tips
- Don't type your real account number into any website. Fill it in on paper or after copying.
- Most banks need you to visit the branch with ID proof (KYC), your passbook, unused cheque leaves and your debit card.
- Some banks charge a closure fee if the account is closed within the first year.
- Say where the remaining balance should go: another account (with IFSC) or a demand draft.
Frequently asked questions
Can I close my bank account online?
Some banks allow it through net banking or their app, but many still need a signed application and a branch visit. Check your bank's website or call customer care.
What documents are needed to close a bank account?
Usually the signed closure application, ID proof, the passbook, unused cheque leaves and the debit card. Your bank may ask for its own closure form.
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